Appraisal completed "subject to" with list of repairs and an estimate by a general contractor. U/W has come back and needs a line added to the report stating what the "as is" value would be. So to me this sounds like they want two appraisals in one report for one fee (of course). Am I incorrect when I say you need to order a new appraisal completed "as is" and I cannot just add a line to the appraisal. The u/w says we do this all the time blah blah. Is this a violation of USPAP? Yes, my supervisor discussed it with the loan processor prior to completion. Only when it was complete and went to u/w was the "as is" value requested as a condition.