I constantly here some on this forum say they get about 10 appraisal a month average give or take. Ok now, assuming that they can get $350 for each appraisal (which honestly does not always happen in this AMC environment), that's only $3500 gross. That's without paying any taxes and business overhead cost & Fees. So how are so many appraisers making it every month with the average mortgage/rent of $1000-$1800, car payments and insurance, Utilities, food and gas. And this is not counting any other extra fees like kids school tuition and fees, extra curricular activities (Soccer, Football, etc), property taxes and insurance. This also includes NO vacation or recreation funds. So how are so many people making it in this profession (and I say the word profession lightly). Are people just not paying their taxes? Seems to me that the temptation would be to great not to go get a good regular job with benefits. Most of my friends are nowhere as near concerned about the economy and taking care of their families like most of us appraisers on this forum because they have regular jobs and they know where their next paycheck is coming from. And they act like it because they spend money what ever they want unlike many of us who have to penny pinch and save not because we want to but because there is no guarantee of where your next payment is coming from, if you're going to even get paid , and how much you'll get. Additionally, they have NO liability as to someone maybe suing them or worrying about state board infractions. Anyone else wondering how so many appraisers are making it (?), and are some of you having the same experiences with your friends?