I inspected a house with a deck that has 7 steps to the back yard ... there are no handrails. Also, the bottom rail of the deck railing is 6" from the deck. Common building codes generally require handrails for stairs with 4 or more steps and balusters that are spaced no more than 4" apart. Logic would tell you that the same 4" requirement should apply to the space between the bottom rail and the deck. The only mortgagee letter I can find addressing any of these items says that handrails to steps are no longer required. Does anyone know some different with regard to current FHA guidelines? I'm of the opinion that both of these items are safety issues and that at a minimum I should mention them in my report with photos with an "as is" value and cost to cure. At a maximum, "subject to" and require that they be corrected.