Got a UW request on an appraisal: Is XXXXX Drive, that you reported, a valid sale? HUH? Called UW. Says that XXX Software AVM company reported the sale as $83,000 on 8/20/2004. No, it closed on 8/19/2004 at $72,500 per MLS and Realtor. O.K., Thanks. After the UW hung up, I started looking at the sale again. Seems that the AVM company took the Deed of Trust data (Loan amount, date, etc), and said that it was an 80% Loan, and created a sale at $83,000 (rounded up). So we have an inflated sale from the AVM at 115% of actual sale price.....which they will use in their next AVM in the area. And they wonder why appraisers are constantly complaining about AVMs.