I need some advice putting some words together... I have a 3300 sq ft house (all above grade). It has 2 bedrooms, overall good quality and condition. Due to a lack of sales, I had to compare it to 3 and 4 bedroom houses, in addition to 2 bedroom homes. The underwriter wants a comment on the difference of marketability between the 2 and 3 and 4 bedroom homes. (I only adjusted for square footage differences, I don't feel the differences in marketability can be considered in a monetary adjustment, and there is no cost diffence). I agree that the homes might have a difference in marketability for certain demograhics... households with more kids may be more inclined to buy a home with superior bedroom count, alternatively... an aging population with an increasing retirement age demographic may be more inclined to purchase a house with fewer bedrooms, but perhaps equal square footage of alternative use. How should I word this, as to not start a ****storm. (This may be 'appraising 101', however comes up from time to time, and I like to have as much insight as possible so I can think things through).