When will FNMA stop changing definitions? PUD is now anything with HOA dues. Urban means comps less than a few blocks. Suburban means less than one mile. You get the point. Now on the 1004mc DOM means marketing time. I can deal with the others it only takes minutes to fix those problems. This form is a beast, your going to spend hours to arrive at a conclusion that makes no sense. The only way to get the true answer is to research every sale, listing, fsbo, withdrawn, expired, under contract otherwise your signing your name to the wrong answer.