I am going rounds with a client over shared and community wells. If I note anything other than public for a water source, they are insisting that I include a copy of the well agreement in the appraisal. I am taking the position that this is outside the scope of the appraisal. Most of the properties in question are REO's so there is no borrower to refer to. I wouldn't even know where to start. The properties in question are usually rural (and manufactured). If there is any well paperwork, it should be in the original loan documents. What do you guys do in this situation?