Need to make a comment about subjects overall deferred mainenance but lost for a good sentence or two. It is a refi looking to be $80,000. It might get to $60,000. It is in a depressed area of the city, lots of foreclosures, run down properties, etc. I am using 5 comps, 4 are 'as is' sales and fixer uppers. Flooring is on crawl space and kind of bouncy in some areas. If the subject was for sale, it would also be a fixer upper also. Anyone out there to make a comment about above?