Hello Appraisers and Appraiserettes, I was contacted by a home owner requesting a valuation for refinance. Owner states that he was instructed by the lender to acquire an appraisal. Here's my issue: I've been stuck in this AMC bubble for so long now that I longer know what is allowed outside of them? I don't want to scare this potential client away with stupid questions(hahaa), so I'll ask you all instead lol. How can I be sure that this lender accepts appraisals outside of AMC's? What do I need to find out to assure that a directly engage appraisal is acceptable? I have the lenders information- but I thought I'd gather some knowledge from appraisers with direct lender experience before I call? I'm not even certain, at this time, that this is a direct lender.