Comparable Distance from Subject Have I somehow missed a directive that all comparables must be within a one mile radius of the subject, regardless of subject's lot size, GLA, quality and additional features? I appraise in Central Florida where there are pockets of new, old, custom built, tract, tiny, humongous --- whatever --- all overlapping one another. I've got one particular lender who's underwriter is insistent that all comps must be within one mile of subject. In anticipation of this jerk, I wrote extensively in my most recent appraisal for them why it was necessary to extend my search area. The stipulations I got back (the only ones, by the way) sounded as if a) they never read the addendum, or b) they have no reading comprehension of what was explained. Obviously, if I can find truly comparable homes within one mile, those are what I'll use, but I was trained that the market area was the radius in which typical buyers would search for a home similar to the subject. The one mile rule is simply an arbitrary figure made up by underwriters who can't think outside the box. Am I all wet on this?