i have an underwriter requesting that we mark a subject urban because it is located in a city limit, and he says that the "fannie mae definitions" state that we are required to. :huh: we contend that our subject is in a suburban neighborhood with cul-de-sacs, un marked pavement, lower population density, 0.3~0.7 acre lots, single family homes only, etc... does anyone have these fannie mae "definitions"? we cant find them yet. if we tell this underwriter he is wrong we want to back it up with data or "definitions" of course. :new_2gunsfiring_v1: thanks a bunch!