On the face of it the case in question appears to consist of an appraiser not completing an inspection, relying on an undisclosed assumption about the subject's attributes, and then falsely certifying otherwise in the report. We're talking about Honesty 101 here. I've seen commercial appraisal reports where the appraiser should get sued and I don't recall ever suggesting otherwise. Where the animosity between residential and commercial appraisers has popped up here in the past relates to the lack of sympathy among the commercial appraisers for the drastic reduction of the loan broker control over appraisers brought about by the HVCC. That criticism has/had nothing to do with being critical of the appraisers and everything to do with being contemptuous of these loan originators and their conflict of interest. This appraiser lying about their SOW in this appraisal is bad, but I didn't see any reference in the summary indicating that they did it for any reason other than being lazy. Based on the summary it doesn't look like they were knowingly advocating for their client, which was our primary criticism of the broker select system.