Fema unmapped area and UAD

Discussion in 'UAD' started by Vermonter, Sep 11, 2012.

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  1. Vermonter

    Vermonter Senior Member

    4
    Mar 21, 2007
    Professional Status:
    Certified Residential Appraiser
    State:
    Vermont
    Area for my subject is unmapped. My client is concerned that it won't get thru UAD because the special hazard area isn't checked and there's no map date. I've run into it before, but that was pre-UAD and nobody ever questioned it.

    What do you do in this situation?
     
  2. residentialguy

    residentialguy Elite Member

    16
    Mar 24, 2009
    Professional Status:
    Certified Residential Appraiser
    State:
    Minnesota
    If it is unmapped, then it isn't a designated fema flood hazard. Mark no and explain.
     
  3. CANative

    CANative Elite Member

    30
    Jun 18, 2003
    Professional Status:
    Certified Residential Appraiser
    State:
    California
    That's not really an accurate statement. If it's unmapped than it's flood zone status is undetermined. And that's what I say in my reports when the property turns up in an unmapped area.
     
  4. eld2310

    eld2310 Member

    0
    Jan 3, 2008
    Professional Status:
    Certified Residential Appraiser
    State:
    Washington
    When the address search feature on the FEMA website comes up empty I use the Map Search feature and zoom in on my subject property that way - so far it's always been in a labeled map zone. Since there's no map to look at, it's a safe assumption that it's not in a flood zone. As for the map date, you can then enter the map panel ID number on the main page and usually get a date.
     
  5. residentialguy

    residentialguy Elite Member

    16
    Mar 24, 2009
    Professional Status:
    Certified Residential Appraiser
    State:
    Minnesota
    So, you are saying that it is not a determined/designated flood zone status :beer: I say the same thing in my reports. :flowers:
     
  6. Sid Holderly

    Sid Holderly Member

    0
    Jun 16, 2005
    Professional Status:
    Certified Residential Appraiser
    State:
    Indiana
    There are 8 flood maps for my county and none of the towns in the county are flood mapped. Even 1 township is not mapped. I generally put is the number of the surrounding map from which the town is excluded and put an explanation in the addenda.

    A FEMA address search returns "Unmapped_XXXXXX" Listing the Community ID number.
     
  7. CANative

    CANative Elite Member

    30
    Jun 18, 2003
    Professional Status:
    Certified Residential Appraiser
    State:
    California
    No, I'm saying the flood zone status is undetermined. It could still be subject to flooding.

     
  8. Pittsburgh Pete

    Pittsburgh Pete Elite Member

    7
    May 6, 2008
    Professional Status:
    Certified General Appraiser
    State:
    Pennsylvania
    Back in the day when we used paper flood maps ordered from FEMA, some areas did not have a map. Invariably they were referenced as having NSFHA--no special flood hazard areas. The area was mapped but no map was printed as there was nothing to show.
     
  9. residentialguy

    residentialguy Elite Member

    16
    Mar 24, 2009
    Professional Status:
    Certified Residential Appraiser
    State:
    Minnesota

    That's what I said. I never stated it wasn't subject to flooding....it has not been determined/designated as a flood zone.

    I think the girls in the office are getting to you. :icon_lol:
     
  10. CANative

    CANative Elite Member

    30
    Jun 18, 2003
    Professional Status:
    Certified Residential Appraiser
    State:
    California
    Well, there he goes again. Don't say more than what FEMA says about zone D.

    Most of the gals in the office are older than me. But that 28-year old... :icon_mrgreen:
     
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