Well one of the appraisers who answered my last question was correct, My mentor would like to see me put together the cost to cure part correctly, on the 1004 but also says their are lots of these type appraisals coming are way in the future but not all will be the standard 1004 with cost to cure. Would someone here be willing to send me a 203k report or a report that has REO Addendum added to it so i could use as a sample and do some learning at the same time. It would be so much appreciated even if and when my mentor gives me 1 or 2 I always like to see other ways that appraisers do things. Instead of only knowing his way. If you would be nice enough to show me the way you tackel these reports please send it to firstname.lastname@example.org and as always thanks ahead of time, I always learn so much from the other appraisers here.