Our family was working with another lender on a VA loan and we had to change lenders because the original lender kept losing documents, asking for the same conditions over and over again, etc. So, we found this new lender, got the loan approved with the exception of the appraisal in 3 days. The VA appraiser has had this appraisal for 10 days (he went to inspect the subject property the day he got the order) and when a call was made to get an estimated time of delivery, the lender got a "you'll get it, when I get around to it" response from the appraiser. Meanwhile, that has left us crippled as far as giving notice at our apartment, scheduling a mover, connecting utilities, etc. I just don't understand....how long can a report possibly take?