With the banks agreeing to stop foreclosure procedings and to stop selling their REO properties, has anybody's crystal ball ventured to guess what that will do to market values? I was thinking an inital increase in prices due to the removal of the bottom of the barrel priced products, and that got me to wonder how long they will continue to hold properties. There are some here that they have been holding for more than 2 years now. It was also my thiinking that if people who should be foreclosed, are not being foreclosed but rather are continuing to live in those homes, they probably aren't going to put any money into maintaining those homes. Marry that with the large shadow inventory that already exists, that nobody is taking care of and I was thinking that, even if they are not being marketed, all those homes are still going to drag the market down. Anyone else have any thoughts?