I did go to the seminar ICAP put on for the new rules. I left the two papers we got on the table with my notes. Problem is I have the 1st AMC order and I was sure I remembered what I wrote down. On page 1 I have the AMC as the client/lender on the bottom of page 6 I have the bank listed and on the additional certification I put in the new rule and id the AMC as client and the bank as an additional user? I have the AMC saying it must be both the AMC and Bank on page 1. I am sure (sort of) they are wrong besides they both dont fit.