I am appraising a newly constructed home/builder sale. A comparable sale that features the exact same floor plan sold for $191,000. This sale included seller paid closing costs of $18,500. Typical seller paid closing costs in our market area are approximately 3%. I have never seen closing costs for a property so high. The MLS sheet for this property lists that the seller is willing to pay up to $3,000 in closing costs, not the $18,500. Disclosing closing costs isn't a "requirement" of our MLS, it's voluntary. I have an issue with this scenario. The $18,500 in CC for a $191,000 property is very concerning. The seller will not disclose anything in regards to the closing costs except for "closing costs differ from lender to lender"........Your thoughts about this?