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Urban vs. Suburban vs. Rural

Discussion in 'Newbies/Appraiser WannaBe' started by Tim Schneider, Nov 19, 2007.

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  1. Tim Schneider

    Tim Schneider Member

    0
    Feb 8, 2007
    Professional Status:
    Certified Residential Appraiser
    State:
    Wisconsin
    Just curious as to how you define if a site is urban, suburban, or rural. I say urban is downtown areas where you would walk to most things. Suburban is from white picket fences to the edge of where corn grows. Of course, these boundries sometimes overlap.
     
  2. JTip

    JTip Senior Member

    72
    Oct 12, 2004
    Professional Status:
    Certified Residential Appraiser
    State:
    Pennsylvania
    I like to use the insurance companies view when they underwrite homeowner's insurance. Seems like they have a good grasp on the terms.

    Having public utilities and police/fire protection COULD be classified as urban. If it smells like the city, it probably is.

    Suburban COULD be classified as having some public utilities and some police/fire protection. Generally, having public water/no sewer or visa versa, with 3+ visible neighbors and a volunteer fire station would/could be suburban.

    Rural, having no public utilites and fire protection farther than 5 miles and no local police protection, usually covered by State patrol. Fire protection supplied by tanker trucks due to no public water supply. No visible neighbors.

    With that said, I personally live on 80 acres, private well/septic, no visible neighbors and live less than 1 mile to a town that offers public utilities, police and services. My insurance company defines me as urban (protection class 3 on a scale of 1-10)......go figure...

    This is by no means GOSPEL. It is my opinion only and this topic has been debated since I first joined here. It is merely an opinion and given so you may incorperate it into your ideas of what is rural or not. Better yet, why not search for your answer. You will find at least 100 seperate answers on this subject. You know what, just forget everything I said. Without 20 years of experience under my belt, I really have no clue to what you asked about...:rof:
     
  3. Jerry Bone Jr

    Jerry Bone Jr Senior Member

    0
    Feb 23, 2004
    Professional Status:
    Licensed Appraiser
    State:
    Oregon
    It depends on your market.
    In my area...
    Urban is every property inside the city limits.
    Suburban is outside the city limits, but the property has some kind of city amenities (water, sewer, bus service, cable tv, etc).
    Urban is outside city limits with no amenities.
     
  4. 3 Putt

    3 Putt Member

    1
    Aug 18, 2005
    Professional Status:
    Certified General Appraiser
    State:
    Ohio
    There is a term in the real estate dictionary that describes this. "Rurban"

    I have used it when I check the rural and suburban boxes. Boy doesn't that cause problems. Appraisers aren't supposed to check both boxes! :)
     
  5. Wendy

    Wendy Senior Member

    0
    Feb 23, 2004
    Professional Status:
    Certified Residential Appraiser
    State:
    Florida
    Rural = Go outside naked and no one sees you.
    Suburban = Go outside naked and someone calls the cops.
    Urban = Go outside naked and no one cares.
     
  6. Hamlet

    Hamlet Elite Member

    0
    Aug 14, 2006
    Professional Status:
    Certified Residential Appraiser
    State:
    Ohio
    Good one, Wendy! :rof: :rof: :rof:
     
  7. Em Tee

    Em Tee Senior Member

    0
    Jan 14, 2002
    Professional Status:
    Certified Residential Appraiser
    State:
    California
    Yep, that's how I always test it!! :clapping:
     
  8. lizhorvath

    lizhorvath Member

    0
    Dec 11, 2003
    Professional Status:
    Licensed Appraiser
    State:
    Michigan
    I heard that analogy too, Wendy, but mine included urinating!
     
  9. Doug Wegener

    Doug Wegener Senior Member

    13
    Apr 14, 2005
    Professional Status:
    Certified Residential Appraiser
    State:
    California
    there must be 10,000 posts on this if you use the search feature
     
  10. murray stroupe

    murray stroupe Senior Member

    0
    Apr 27, 2005
    Professional Status:
    General Public
    State:
    Tennessee
    Re

    =================
    Sounds like an accurate answer;
    yours, not insurance co,urban fire/pliice frequently will not go outside city limits.


    Peradventure many rural dwellers can ''see neighbors''-cool
     
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