I have been using a few comments from an appraisal website I found a few months ago that have been quite useful. The website is http://www.georgiaappraiser.com/ Does anyone have any other good comments they use in their appraisals or another collective database like this one? Here are a few comments that I use from the site I found. I don't use all of these I find many of them useful. Cost Approach Comments Because of the age of the subject's improvements, the cost approach is not a reliable indicator of value and is not applicable in this report. The sales comparison approach is the most reliable approach to value and was given the most weight. The cost approach is necessary because the house is new (or almost new) and lends support to the sales comparison approach. Income Approach Comments Rental income is not a motivation to purchase in this neighborhood and the income approach is not applicable in this appraisal. Intended Use Comments The Intended User of this appraisal report is the Lender/Client. The Intended Use is to evaluate the property that is the subject of this appraisal for a mortgage finance transaction, subject to the stated Scope of Work, purpose of the appraisal, reporting requirements of this appraisal report form, and Definition of Market Value. No additional Intended Users are identified by the appraiser. Typical Sales Contract Comments The contract appears to be between a willing buyer and a willing seller meeting all the characteristics of a market value transaction. Scope of Work Comments The appraiser is not qualified to make a judgment about the condition relating to the foundation, roof, exterior walls, etc. A visual observation of the exterior surfaces from ground level was made. The reported conditions reflect only the apparent surface condition. If the client has concerns regarding the condition of these components, an inspection by a qualified party is recommended. Sketch Comments The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the improvements. The sketch is included only to assist the reader in visualizing the property and understanding the appraiser's determination of its size. Flood Map Comments The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination.