B) For educational purposes only, not to denegrate my fellow instructors at all: This AM I had a conversation with a local appraiser and he told me about attending a 7 hour USPAP update with a large national CE provider. The instructor told him that when you ascertain that an approach to value is not applicable or necessary, and you are doing a COMPLETE appraisal, that you should develop that approach and keep in your work file WRONG. Page 36, 2005 FAQ's # 63. Also, Ethics Rule, Record Keeping Section.....the content of a workfile for a limited appraisal need only reflect consideration of the USPAP requirements from which there have been no departure and that are required by the specific LimitedAppraisal Assignment. Now, that is not the best example BUT, if you do not put an approach to value in a report, you do not need to develop it and put it in a workfile.