So I just read the revised HVCC that came out on the 23rd. Basically, we are done for. I am an AR level appraiser. I do not have a lot of non-lender work, not for lack of trying, they just want to use AG’s or MAI’s. Even if I set myself up as an AMC, and went after it in that direction, it still would not work because the Lender (not the MB) needs to select the appraiser/AMC, etc. I refuse to work for the FEES the AMC’s are paying and the required 24-48 hour turn times. I refuse to do sub-standard work, and do shortcuts to meet these time lines. I worked hard for the last six years to get to this point, and with one stroke of the pen, I am done. I have four months to find a new career to support my family. What are your thoughts on this, and where does the typical appraiser go from here?