Scenerio: Estimating Market Value for Insurance or Tax Purposes Was discussing with associate, and... Not engaged in a Federally Related assignment. Appraisal credential is disclosed. Disclose and do not comply with USPAP. (do not mislead client) Contract to provide a valuation service. Q1: Are there any USPAP issues in doing this? Obligations to comply? Q2: Outside USPAP, what ethical or other issues exist/are perceives? Thanks in advance for the feedback! Ref: My state (CA) says "The (OREA) Licensing Unit ensures that applicants for appraisal licenses meet minimum requirements for education, experience, and examination that comply with federal mandates, and ensure that only qualified persons are licensed to conduct appraisals in federally related real estate loan transactions." USPAP states "USPAP does not establish who or which assignments must comply...Compliance with USPAP is required when either the service or the appraiser is obligated to comply by law or regulation, or by agreement with the client or intended users. When not obligated, individuals may still choose to comply."