Who has the lowest prices for E & O Insurance? In California, I am finding the $1 million dollar E & O insurance policies for appraisers to be quoting around $850 (OREP) to $895 (FREA) per year. I have not received quotes from LIA, Hobbs Group or Landy, but plan to call them for a quote. Does anyone know of an errors and ommissions provider that writes insurance in California for less? If so, please advise and thank you in advance.