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  #1  
Old 11-19-2007, 09:34 AM
Tim Schneider's Avatar
Tim Schneider Tim Schneider is offline
 
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Default Urban vs. Suburban vs. Rural

Just curious as to how you define if a site is urban, suburban, or rural. I say urban is downtown areas where you would walk to most things. Suburban is from white picket fences to the edge of where corn grows. Of course, these boundries sometimes overlap.
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Old 11-19-2007, 11:18 AM
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JTip JTip is online now
 
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I like to use the insurance companies view when they underwrite homeowner's insurance. Seems like they have a good grasp on the terms.

Having public utilities and police/fire protection COULD be classified as urban. If it smells like the city, it probably is.

Suburban COULD be classified as having some public utilities and some police/fire protection. Generally, having public water/no sewer or visa versa, with 3+ visible neighbors and a volunteer fire station would/could be suburban.

Rural, having no public utilites and fire protection farther than 5 miles and no local police protection, usually covered by State patrol. Fire protection supplied by tanker trucks due to no public water supply. No visible neighbors.

With that said, I personally live on 80 acres, private well/septic, no visible neighbors and live less than 1 mile to a town that offers public utilities, police and services. My insurance company defines me as urban (protection class 3 on a scale of 1-10)......go figure...

This is by no means GOSPEL. It is my opinion only and this topic has been debated since I first joined here. It is merely an opinion and given so you may incorperate it into your ideas of what is rural or not. Better yet, why not search for your answer. You will find at least 100 seperate answers on this subject. You know what, just forget everything I said. Without 20 years of experience under my belt, I really have no clue to what you asked about...
  #3  
Old 11-19-2007, 11:44 AM
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Jerry Bone Jr Jerry Bone Jr is offline
 
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Default

It depends on your market.
In my area...
Urban is every property inside the city limits.
Suburban is outside the city limits, but the property has some kind of city amenities (water, sewer, bus service, cable tv, etc).
Urban is outside city limits with no amenities.
  #4  
Old 11-19-2007, 11:56 AM
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3 Putt 3 Putt is offline
 
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Default

Quote:
Originally Posted by Tim Schneider View Post
Of course, these boundries sometimes overlap.
There is a term in the real estate dictionary that describes this. "Rurban"

I have used it when I check the rural and suburban boxes. Boy doesn't that cause problems. Appraisers aren't supposed to check both boxes!
  #5  
Old 11-19-2007, 12:10 PM
Wendy Wendy is offline
 
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Rural = Go outside naked and no one sees you.
Suburban = Go outside naked and someone calls the cops.
Urban = Go outside naked and no one cares.
  #6  
Old 11-19-2007, 12:38 PM
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Good one, Wendy!
  #7  
Old 11-19-2007, 12:54 PM
Em Tee Em Tee is offline
 
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Quote:
Originally Posted by Wendy Morton View Post
Rural = Go outside naked and no one sees you.
Suburban = Go outside naked and someone calls the cops.
Urban = Go outside naked and no one cares.
Yep, that's how I always test it!!
  #8  
Old 11-19-2007, 01:49 PM
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lizhorvath lizhorvath is offline
 
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I heard that analogy too, Wendy, but mine included urinating!
  #9  
Old 11-19-2007, 02:34 PM
Doug Wegener Doug Wegener is offline
 
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there must be 10,000 posts on this if you use the search feature
  #10  
Old 11-19-2007, 05:46 PM
murray stroupe murray stroupe is offline
 
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Cool Re

Quote:
Originally Posted by JTip View Post
I like to use the insurance companies view when they underwrite homeowner's insurance. Seems like they have a good grasp on the terms.

Having public utilities and police/fire protection COULD be classified as urban. If it smells like the city, it probably is.

Suburban COULD be classified as having some public utilities and some police/fire protection. Generally, having public water/no sewer or visa versa, with 3+ visible neighbors and a volunteer fire station would/could be suburban.

Rural, having no public utilites and fire protection farther than 5 miles and no local police protection, usually covered by State patrol. Fire protection supplied by tanker trucks due to no public water supply. No visible neighbors.

With that said, I personally live on 80 acres, private well/septic, no visible neighbors and live less than 1 mile to a town that offers public utilities, police and services. My insurance company defines me as urban (protection class 3 on a scale of 1-10)......go figure...

This is by no means GOSPEL. It is my opinion only and this topic has been debated since I first joined here. It is merely an opinion and given so you may incorperate it into your ideas of what is rural or not. Better yet, why not search for your answer. You will find at least 100 seperate answers on this subject. You know what, just forget everything I said. Without 20 years of experience under my belt, I really have no clue to what you asked about...
=================
Sounds like an accurate answer;
yours, not insurance co,urban fire/pliice frequently will not go outside city limits.


Peradventure many rural dwellers can ''see neighbors''-cool
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