Real Estate Appraisal Forum

appraisersforum.com logo
The Premiere Online Community for Real Estate Appraisers!
 Fastest Way to Find a Real Estate Appraiser Enter Zip Code:
 
 
Go Back   Appraisers Forum > Real Estate Appraisal Forums > FHA/HUD and VA
Register Help Our Rules Calendar Archives Mark Forums Read


Closed Thread
 
Thread Tools
  #1  
Old 11-22-2008, 10:21 AM
Lobo Fan's Avatar
Lobo Fan Lobo Fan is offline
 
Join Date: Nov 2004
Location: Rio Rancho, NM
State: New Mexico
Professional Status: Certified Residential Appraiser
Posts: 5,900
Default Quick release on security bars

I looked at a house yesterday with security iron over the bedroom windows that require a key to get open. I thought I read somewhere that this is not acceptable and an MPR item. The 4150-D calls for a "quick release". Is a dead bolt type lock a "quick release"?

Client will have a meltdown if I condition this as a repair. I want to be very sure.
Sponsored Links

  #2  
Old 11-22-2008, 10:27 AM
Randolph Kinney Randolph Kinney is offline
 
Join Date: Apr 2005
Location: SoCal
State: California
Professional Status: Certified Residential Appraiser
Posts: 19,988
Default

Quote:
Originally Posted by Lobo Fan View Post
I looked at a house yesterday with security iron over the bedroom windows that require a key to get open. I thought I read somewhere that this is not acceptable and an MPR item. The 4150-D calls for a "quick release". Is a dead bolt type lock a "quick release"?

Client will have a meltdown if I condition this as a repair. I want to be very sure.
California state law requires all bedroom windows that have security bars have a "quick release" mechanism. Key will not qualify as a quick release.
  #3  
Old 11-22-2008, 10:33 AM
Lobo Fan's Avatar
Lobo Fan Lobo Fan is offline
 
Join Date: Nov 2004
Location: Rio Rancho, NM
State: New Mexico
Professional Status: Certified Residential Appraiser
Posts: 5,900
Default

This might come down to a local code issue. This property is located in an area with very lax code enforcement. I will look into the local code thing.
  #4  
Old 11-22-2008, 10:42 AM
Mike Garrett, RAA's Avatar
Mike Garrett, RAA Mike Garrett, RAA is offline
 
Join Date: Jan 2002
Location: Colorado Springs, CO
State: Colorado
Professional Status: Certified Residential Appraiser
Posts: 21,056
Default

I have seen them there the key is hanging right next to the lock and it was accepted by the underwriter.
__________________
A Former AQB Certified USPAP Instructor
  #5  
Old 11-22-2008, 10:49 AM
Lobo Fan's Avatar
Lobo Fan Lobo Fan is offline
 
Join Date: Nov 2004
Location: Rio Rancho, NM
State: New Mexico
Professional Status: Certified Residential Appraiser
Posts: 5,900
Default

Yuck, yuck, the borroweer could not even find the key(s) to demonstrate that they worked. I would not want to see a panicked 6 year old trying to find and fit a key in a smoke filled room. I get shivers just thinking about it.
  #6  
Old 11-22-2008, 10:51 AM
PropertyEconomics's Avatar
PropertyEconomics PropertyEconomics is offline
 
Join Date: Jun 2007
Location: Central New Mexico
State: New Mexico
Professional Status: Certified General Appraiser
Posts: 18,855
Default

Quote:
Originally Posted by Mike Garrett, RAA View Post
I have seen them there the key is hanging right next to the lock and it was accepted by the underwriter.

I dont believe that would be acceptable by code here Mike .. in the event of fire fumbling for a key, putting it in the lock, opening it, removing it, may well result in death. I think the building code here is very strict now on quick releases on the BEDROOM windows only (or atleast one bedroom window if I recall correctly). Hitting a button or stepping on one is much faster in the event of fire. A check with the local building department could easily answer this question and I believe Lobo this is a STATE building code and not something local. No matter how lax local officials may be, State Code is State Code.
__________________
Foxtrot, Uniform, Charlie, Kilo Cancer ... In memory of our friend Bill Waite!
  #7  
Old 11-22-2008, 11:54 AM
Kevin Mc's Avatar
Kevin Mc Kevin Mc is offline
 
Join Date: Jun 2004
Location: Metropolis
State: New York
Professional Status: Certified Residential Appraiser
Posts: 9,638
Default

Quote:
Originally Posted by Lobo Fan View Post
This might come down to a local code issue. This property is located in an area with very lax code enforcement. I will look into the local code thing.
you will get an awful lot of conflicting information. NYC doesn't require them but the FDNY does (on bedroom windows). Go figure. The one consistent I have found over many years is most insurers do require them. Disclose and let the UW make the call.
  #8  
Old 11-22-2008, 12:17 PM
Mike Boyd Mike Boyd is offline
 
Join Date: Jan 2002
Location: Santa Rosa, CA
State: California
Professional Status: Retired Appraiser
Posts: 11,822
Default

The Quick Release function I have seen has a push mechanism. It releases the lock and opens the bars in a single motion.
  #9  
Old 11-22-2008, 02:48 PM
Lobo Fan's Avatar
Lobo Fan Lobo Fan is offline
 
Join Date: Nov 2004
Location: Rio Rancho, NM
State: New Mexico
Professional Status: Certified Residential Appraiser
Posts: 5,900
Default

The most common one I have seen around here is a turn handle in the interior wall. I guess California requires foot pedals. I often see chains and padlocks installed as well. I am going to condition the report on the removal of the locks. I am also researching for a minimum size for the opening? Any thoughts on that one?
  #10  
Old 11-22-2008, 04:18 PM
Mike Garrett, RAA's Avatar
Mike Garrett, RAA Mike Garrett, RAA is offline
 
Join Date: Jan 2002
Location: Colorado Springs, CO
State: Colorado
Professional Status: Certified Residential Appraiser
Posts: 21,056
Default

We can condition the appraisal all we want, once they close on the loan back come the locks anyway.
__________________
A Former AQB Certified USPAP Instructor
Sponsored Links

Closed Thread


Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump




Copyright © 2000-, AppraisersForum.com, All Rights Reserved
     Terms of Use  Privacy Policy
AppraisersForum.com is proudly hosted by the folks at AppraiserSites.com

Fastest Way to Find a Real Estate Appraiser Enter Zip Code:
Partner Sites:
AppraiserUSA.com - National Appraiser Directory AllDomainsUSA.com - Domain Name Registration
DeadbeatListings.com - Deadbeat ListingsAppraiserSites.com - Web Hosting for the Professional Real Estate Appraiser
Find FHA Appraisers - FHA Appraiser Search Commercial Appraisers - Commercial Appraiser Search
Relocation Appraisal - Find Relocation Appraisers Domain Reseller - Business Opportunity
Home Security Buzz - Home Security Info Radon Testing - Radon Gas Info
My Medicare Forum - Medicare Info Stop Smoking Help - Help Quitting Smoking
CordlessPhoneStore.com - Great Cordless Phones AndroidTabletCity.com - Android Tablet Computers

Follow AppraisersForum.com:          Find us on Facebook            Follow us on Twitter


All times are GMT -5. The time now is 03:57 PM.

SiteMap: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93