[ZZGAMAZZ]

Is it true that a national moratorium on foreclosures is ending?

If so, and presuming that a great majority of property owners facing foreclosure who received extensions because of the moratorium are in no better position now, than then, to repay the loans, the market might soon be flooded with a glut of new listings that will result in excess supply and the obvious downward price pressure.

If so, today's prices that have declined by 50% during the past 18 - 24 months in many local market segments, could be in peril.

If so, this issue should be addressed in the market conditions analysis although it is forward-looking but definitely a harbinger of things to come!

[Randolph Kinney]

You don't know how much shadow inventory there is or has accumulated over time. If you don't have the data, you cannot analyze the data or the effect it might have in the future.

Why not discuss rising unemployment? For sure, those people who lose their jobs are in jeopardy of not paying their mortgage on time.

Oh, and be sure to discuss the future impact of the $700 billion stimulus spending.

[Terrel L. Shields]

You don't know how much shadow inventory there is or has accumulated over time

once the dam breaks.....

rising unemployment?

endangers people who otherwise were paying

be sure to discuss the future impact of the $700 billion stimulus

you mean the part about how Congressmen's buddies will profit from it, or the real impact upon the economy?