Real Estate Appraisal Forum

appraisersforum.com logo
The Premiere Online Community for Real Estate Appraisers!
 Fastest Way to Find a Real Estate Appraiser Enter Zip Code:
 
 
Go Back   Appraisers Forum > Real Estate Appraisal Forums > General Appraisal Discussion
Register Help Our Rules Calendar Archives Mark Forums Read


Closed Thread
 
Thread Tools
  #1  
Old 11-06-2009, 06:21 AM
RAnnC RAnnC is offline
 
Join Date: Jun 2007
State: New Jersey
Professional Status: Certified General Appraiser
Posts: 12
Default Collecting Unemployment

Hi all. I would like to post a scenario to the board to see if anyone has dealt with this or knows the legalities of the situation, or even the proper etiquette of how it should be handled.

I am an employee of a small appraisal firm and have worked almost every week since I began several years ago. Occasionally work would get slow and I would get a week off here and there. Never more than 2 weeks. I havenít had a single appraisal to do in about 12 weeks. I have not been laid off, the work just isnít there. I donít want to get another job that I will only have to drop when work picks up again. But I donít know if I can qualify for unemployment benefits. I also donít want to burn bridges with my boss. I work for a very small company and I have a feeling they wonít be agreeable to giving me unemployment if I go to him and ask.

Should I go to the unemployment office to try and open a claim or do I really need to get up a little courage to speak to my boss about this. I think I already know I really need to speak with my boss but I just canít seem to get up the nerve. I keep asking about work and I get the standard ďwork is just slowĒ response.
Thanks
Sponsored Links

  #2  
Old 11-06-2009, 07:41 AM
Restrain Restrain is offline
 
Join Date: Jan 2002
Location: Port Charlotte, FL
State: Texas
Professional Status: Certified General Appraiser
Posts: 10,444
Default

Ask your boss if there is going to be any work. Setting around like Oliver, saying "Please sir, may I have some more?" is not going to put food on the table.

Realisically, a small appraisal company may be under the threshold for companies who have to pay or provide unemployment, but you should ask your state agency.
  #3  
Old 11-06-2009, 07:49 AM
Jay Emmar's Avatar
Jay Emmar Jay Emmar is offline
 
Join Date: Feb 2006
State: Illinois
Professional Status: Certified Residential Appraiser
Posts: 258
Default

Are you a sub-contractor (1099) or W-2? If W-2 you might have a legitimate claim. If 1099 contractor then not sure but doubtful, at least in IL anyway.
  #4  
Old 11-06-2009, 08:27 AM
RAnnC RAnnC is offline
 
Join Date: Jun 2007
State: New Jersey
Professional Status: Certified General Appraiser
Posts: 12
Default

I fill out the W-2. I did ask if there were any jobs coming up in the near future. Often they would say if they at least had made some bids and were just waiting to hear back. I guess it's off to the unemployment agency I go.
Thanks all!
  #5  
Old 11-06-2009, 08:31 AM
TITAN1 TITAN1 is offline
 
Join Date: Jan 2008
State: Florida
Professional Status: Certified Residential Appraiser
Posts: 137
Default

You would probably be eligible for unemployment but your boss will not be happy. Its you'r call.
  #6  
Old 11-06-2009, 08:37 AM
DTB's Avatar
DTB DTB is offline
 
Join Date: Jun 2004
State: Illinois
Professional Status: Certified Residential Appraiser
Posts: 7,751
Default

Quote:
Originally Posted by TITAN1 View Post
You would probably be eligible for unemployment but your boss will not be happy. Its you'r call.
Why would he be unhappy? As the boss you have 2 options, keep your people working (or at least paid) or risk them leaving and/or filing for unemployment benefits. Unemployment benefits have been earned by you and should be used as needed.
  #7  
Old 11-06-2009, 08:41 AM
carol109 carol109 is offline
 
Join Date: Oct 2009
State: Michigan
Professional Status: Certified General Appraiser
Posts: 199
Default

In our state, all employers are subject to unemployment insurance, it doesn't matter how small. It is not up to your employer to decide to "give" you unemployment. If he has no work, and you have not quit voluntarily, you should file immediately. If your employer thinks you are not entitled to unemployment, he/she will have an opportunity to fight this. It is a dog eat dog world, and if there has been no work in 12 weeks, it is unlikely that it will pick up as we head into the winter months. Your employer has already paid the premiums for this in the form of a payroll tax. If he has no employees, and doesn't return to having employees, he won't pay anymore just because you filed. If he does eventually get enough work to hire employees, he might see an increase in the rate he pays to your State for unemployment (fed rate is unaffected by claims). Good luck. File. You have to eat, too.
  #8  
Old 11-06-2009, 08:44 AM
RAnnC RAnnC is offline
 
Join Date: Jun 2007
State: New Jersey
Professional Status: Certified General Appraiser
Posts: 12
Default

Thanks. I needed to hear that.
  #9  
Old 11-06-2009, 08:52 AM
BRCJR BRCJR is offline
 
Join Date: Sep 2005
State: Virginia
Professional Status: Licensed Appraiser
Posts: 3,123
Default

Are you salaried or paid hourly. If you are paid a fee split you are salaried.
The answers to your questions will be state sensitive.
Be careful how you phrase or word things.
If you "quit" because you are "not getting work" you may lose the benefits.
If you are laid off you gain a better chance.
Ask the "boss" what 'options" you could execute and maintain a good relationship with them.
If you have been W-2'ed through the work career you "should" have had unemployment insurance paid on your behalf to the state, if the number of employees the firm employed required doing so. For example, my state statute reads "if you regularly employ more than 2" you must pay the unemployment tax.

Just go ask the "boss" and have a Q&A session with them.

It is all about communications.
  #10  
Old 11-06-2009, 09:16 AM
merlock merlock is offline
 
Join Date: Jan 2008
State: New Jersey
Professional Status: Licensed Appraiser
Posts: 29
Default

I worked as a W-2 staff appraiser for a small NJ firm from 2001 until 2007. Business dwindled to almost nothing. As was protocol with the firm, I discussed filing part-time unemployment with the "head cheese" of the firm and he did not have a problem. However, when UIC (unemployment insurance compensation) papers arrived at the office, the other partners had a screaming fit as the head cheese did not tell them of our conversation. Without another word, I received an email from one of the partners to return the company laptop....wow! So much for not burning a bridge. Well, with that, I then amended my UIC claim to full-time unemployment. The company told unemployment that I quit when in fact that was not the case. After having a telephone interview with the Department of UIC, and having documentation to support my loss of employment, my claim was approved. My intention was not to burn a bridge, which is why I discussed my plans with the head cheese. It just happened due to lack of communication between head cheese and his partners. Again, it was a small firm..head cheese and 2 partners. You would think it wouldn't be that difficult to communicate.

Before you talk to your boss, I would suggest contacting The Dept. Of UIC first to find out if you qualify. Alot of information is available online. If you qualify, then speak to the boss. If you don't, then no sense in speaking to the boss.
Your employer is not GIVING you unemployment. If you are a W-2 employee, you are contributing a small amount each pay period into the UIC. Your employer contributes also. The employer does not like approved unemployment claims because their UIC contribution increases with each approved claim.

Like you, I did not want to cause bad feelings. But, you need to do what is best for you. The reaction of my former employer just reaffirmed to me that they didn't give a hoot about me and my financial situation. They cared about themselves. If the company gives you the same reaction that I received, then you are probably better off, just like I am.
Sponsored Links

Closed Thread


Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump




Copyright © 2000-, AppraisersForum.com, All Rights Reserved
     Terms of Use  Privacy Policy
AppraisersForum.com is proudly hosted by the folks at AppraiserSites.com

Fastest Way to Find a Real Estate Appraiser Enter Zip Code:
Partner Sites:
AppraiserUSA.com - National Appraiser Directory AllDomainsUSA.com - Domain Name Registration
DeadbeatListings.com - Deadbeat ListingsAppraiserSites.com - Web Hosting for the Professional Real Estate Appraiser
Find FHA Appraisers - FHA Appraiser Search Commercial Appraisers - Commercial Appraiser Search
Relocation Appraisal - Find Relocation Appraisers Domain Reseller - Business Opportunity
Home Security Buzz - Home Security Info Radon Testing - Radon Gas Info
My Medicare Forum - Medicare Info Stop Smoking Help - Help Quitting Smoking
CordlessPhoneStore.com - Great Cordless Phones AndroidTabletCity.com - Android Tablet Computers

Follow AppraisersForum.com:          Find us on Facebook            Follow us on Twitter


All times are GMT -5. The time now is 01:57 PM.

SiteMap: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93