Real Estate Appraisal Forum

appraisersforum.com logo
The Premiere Online Community for Real Estate Appraisers!
 Fastest Way to Find a Real Estate Appraiser Enter Zip Code:
 
 
Go Back   Appraisers Forum > Real Estate Appraisal Forums > FHA/HUD and VA
Register Help Our Rules Calendar Archives Mark Forums Read


Closed Thread
 
Thread Tools
  #1  
Old 03-29-2010, 05:02 PM
Lloyd Bonafide's Avatar
Lloyd Bonafide Lloyd Bonafide is offline
 
Join Date: Jan 2006
Location: Poway / San Diego
State: California
Professional Status: Certified Residential Appraiser
Posts: 4,785
Default Fire-rated drywall for garage ceiling?

(FHA report) When a garage is built under the house, isn't fire-rated drywall required for the garage ceiling? How about if the house is 80 years old - is it still required no matter what the building code was when the house was originally built?

And how about in an unfinished, walk-out/daylight basement - I assume that the ceiling drywall is not required for this unfinished area? I only see about one or two basements per year here.

Thanks -
Sponsored Links

  #2  
Old 03-29-2010, 06:15 PM
Couch Potato's Avatar
Couch Potato Couch Potato is offline
 
Join Date: Mar 2004
Location: Chapel Hill
State: North Carolina
Professional Status: Certified Residential Appraiser
Posts: 14,075
Default

Quote:
Originally Posted by Lloyd Bonafide View Post
(FHA report) When a garage is built under the house, isn't fire-rated drywall required for the garage ceiling? How about if the house is 80 years old - is it still required no matter what the building code was when the house was originally built?

And how about in an unfinished, walk-out/daylight basement - I assume that the ceiling drywall is not required for this unfinished area? I only see about one or two basements per year here.

Thanks -
The garage in my house in San Francisco (built in 1939) had no drywall anywhere in the garage, or in the unfinished, wak-out basement area. Unless the law has changed, it is not required.
__________________
"Give a man a gun and he can rob a bank. Give a man a bank and he can rob the world."
  #3  
Old 03-29-2010, 07:36 PM
Vermonter Vermonter is online now
 
Join Date: Mar 2007
State: Vermont
Professional Status: Certified Residential Appraiser
Posts: 2,709
Default

Called my HOC about this a few years back and they said they "require a wall between a garage and living space, but no specifics about drywall fire rating".

Local code calls for 5/8" firerock on the ceiling and 1/2" on the walls to basement.
  #4  
Old 03-29-2010, 10:21 PM
Riick's Avatar
Riick Riick is offline
 
Join Date: Aug 2007
Location: DuPont: "Better Living through Chemistry"
State: Delaware
Professional Status: Certified Residential Appraiser
Posts: 9,004
Default

5/8" "fire rock" is equal to 2 layers of 1/2" standard Sheetrock - gives you 2 hours until burn-through ...IIRC.

Rule of thumb most everywhere is that unless there's been a major renovation, no need for older home to comply with most recent standards.

Good thing too, as much as I'd like my house to be better insulated,
can't afford to have someone come in and tell me I have to tear off siding,
build out framing by 2" so can re-insulate using 6" deep insulation, & then wrap house with Tyvek.
Now, put new "green" siding on house, and BTW, don't forget to re-roof using solar panels to generate my own electricity.
.................. $90,000 later

/
__________________
What happens when a lawyer takes Viagra? ...He gets taller.
  #5  
Old 03-29-2010, 10:49 PM
Couch Potato's Avatar
Couch Potato Couch Potato is offline
 
Join Date: Mar 2004
Location: Chapel Hill
State: North Carolina
Professional Status: Certified Residential Appraiser
Posts: 14,075
Default

Quote:
Originally Posted by Riick View Post
5/8" "fire rock" is equal to 2 layers of 1/2" standard Sheetrock - gives you 2 hours until burn-through ...IIRC.

Rule of thumb most everywhere is that unless there's been a major renovation, no need for older home to comply with most recent standards.

Good thing too, as much as I'd like my house to be better insulated,
can't afford to have someone come in and tell me I have to tear off siding,
build out framing by 2" so can re-insulate using 6" deep insulation, & then wrap house with Tyvek.
Now, put new "green" siding on house, and BTW, don't forget to re-roof using solar panels to generate my own electricity.
.................. $90,000 later

/
It would not be such a bad thing as long as you remember to get your contractor's license. You could likely do quite well without even leaving your neighborhood.
__________________
"Give a man a gun and he can rob a bank. Give a man a bank and he can rob the world."
  #6  
Old 03-30-2010, 07:55 AM
Mike Garrett, RAA's Avatar
Mike Garrett, RAA Mike Garrett, RAA is offline
 
Join Date: Jan 2002
Location: Colorado Springs, CO
State: Colorado
Professional Status: Certified Residential Appraiser
Posts: 20,708
Default

Pssst...repeat after me. "I am an appraiser, not a home inspector!".
__________________
A Former AQB Certified USPAP Instructor
  #7  
Old 03-30-2010, 10:31 AM
incognito's Avatar
incognito incognito is offline
 
Join Date: Jul 2005
Location: On the Beach
State: Florida
Professional Status: Certified General Appraiser
Posts: 3,821
Default

Pssssst: Read with me:

Quote:
Code Enforcement for Existing Properties: As stated in HUD Handbook 4150.2 HUD has neither the authority nor responsibility for enforcing code. This rests with the local municipalities.
Believe it or not, if your read the FHA Reference guide Chapter 1, ML 05-48, and 4150-D, you will pretty much learn everything you need to know about what IS and IS NOT required! I have each as an icon on my desktop, and rarely find issues that are not addressed directly!



Pssssst: Also, read Mike Garretts post before this one, again!
__________________
A new and witty signature is currently being pondered. Stay tuned!
  #8  
Old 03-30-2010, 10:55 AM
Lloyd Bonafide's Avatar
Lloyd Bonafide Lloyd Bonafide is offline
 
Join Date: Jan 2006
Location: Poway / San Diego
State: California
Professional Status: Certified Residential Appraiser
Posts: 4,785
Default

Quote:
(FHA report) When a garage is built under the house, isn't fire-rated drywall required for the garage ceiling? How about if the house is 80 years old - is it still required no matter what the building code was when the house was originally built?
Does anyone think that fire-rated drywall should be required for the garage ceiling as a HUD safety consideration?

As per an appraiser at the Santa Ana HOC: although you would not find this specific situation in the handbook, he thinks it should be required.

???
  #9  
Old 03-30-2010, 11:08 AM
Scott Jones Scott Jones is offline
 
Join Date: Jan 2005
Location: Skowhegan
State: Maine
Professional Status: Certified Residential Appraiser
Posts: 2
Default

I just ran into this in Maine and the State USDA reviewer says FHA requires 5/8 type X fire rated sheetrock on walls and ceilings of a built in garage. The borrower decided to remove garage doors and turn into a storage area in my case. It probally wouldn't hurt to call for a CO2 detector as well. At least in Maine people like to start their car on cold mornings to warm up first which may not be to bright with a built in garage.
  #10  
Old 03-30-2010, 05:23 PM
incognito's Avatar
incognito incognito is offline
 
Join Date: Jul 2005
Location: On the Beach
State: Florida
Professional Status: Certified General Appraiser
Posts: 3,821
Default

Quote:
FHA requires 5/8 type X fire rated sheetrock on walls and ceilings of a built in garage.
Quote:
It probally wouldn't hurt to call for a CO2 detector as well.
Please show me these things in writing. You cant, BECAUSE THEY ARE NOT FHA REQUIREMENTS!!!!!!

You know, it is not out of the realm of possibility that an appraiser could be sued for imposing his/her personal opinions/beliefs or own personal standard of safety, security and soundness. If you kill a deal or make a deal more expensive, you surely could be culpable. I know for damn sure that if some appraiser required me to install smoke detectors in a house I was selling to meet MPR and MPS guidelines, and the deal would not close without doing so, I would sue the pants off of that appraiser for being ignorant, AND I would turn him into the state board for lack of competency.

If you want to become a home inspector, put on a different hat and have at it. But if you want to be an FHA appraiser, I think the FHA manuals and guidelines should be followed... Silly idea, huh?
__________________
A new and witty signature is currently being pondered. Stay tuned!
Sponsored Links

Closed Thread


Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump




Copyright © 2000-, AppraisersForum.com, All Rights Reserved
     Terms of Use  Privacy Policy
AppraisersForum.com is proudly hosted by the folks at AppraiserSites.com

Fastest Way to Find a Real Estate Appraiser Enter Zip Code:
Partner Sites:
AppraiserUSA.com - National Appraiser Directory AllDomainsUSA.com - Domain Name Registration
DeadbeatListings.com - Deadbeat ListingsAppraiserSites.com - Web Hosting for the Professional Real Estate Appraiser
Find FHA Appraisers - FHA Appraiser Search Commercial Appraisers - Commercial Appraiser Search
Relocation Appraisal - Find Relocation Appraisers Domain Reseller - Business Opportunity
Home Security Buzz - Home Security Info Radon Testing - Radon Gas Info
My Medicare Forum - Medicare Info Stop Smoking Help - Help Quitting Smoking
CordlessPhoneStore.com - Great Cordless Phones AndroidTabletCity.com - Android Tablet Computers

Follow AppraisersForum.com:          Find us on Facebook            Follow us on Twitter


All times are GMT -5. The time now is 10:42 AM.

SiteMap: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93