Real Estate Appraisal Forum

appraisersforum.com logo
The Premiere Online Community for Real Estate Appraisers!
 Fastest Way to Find a Real Estate Appraiser Enter Zip Code:
 
 
Go Back   Appraisers Forum > Real Estate Appraisal Forums > Urgent - Help Needed
Register Help Our Rules Calendar Archives Mark Forums Read


Closed Thread
 
Thread Tools
  #1  
Old 11-02-2011, 09:42 PM
spgray65 spgray65 is offline
 
Join Date: Dec 2008
Location: San Francisco Bay Area
State: California
Professional Status: Certified Residential Appraiser
Posts: 190
Default Owner requests one of my photos

Hi all.

I'm not sure if this would be a USPAP violation or not.

I did a purchase appraisal for a single family investment property. It was tenant occupied and the owner was not there when I did the inspection.

The owner just emailed me and asked that I email him the rear photo that I took.

Can I do this or should I tell him no? He's not my client, nor is he the borrower.

I'm tempted to tell him forgetaboutit, you're the owner, go over there and take your own rear photo.
__________________
Steven P. Gray | Next Appraisal | San Leandro, CA
Sponsored Links

  #2  
Old 11-02-2011, 09:56 PM
David Sawyer's Avatar
David Sawyer David Sawyer is offline
 
Join Date: Mar 2008
Location: The Villages, FL
State: Florida
Professional Status: Certified Residential Appraiser
Posts: 671
Default

I am going to answer that with a question. Have you ever taken a picture and for some unknown reason not turned out quite right. Or have you forgotten a bath photo or a rear photo and have had to contact the owner to email you a photo? I have! And the owner has always been kind enough to help!
  #3  
Old 11-02-2011, 10:13 PM
Mountain Man's Avatar
Mountain Man Mountain Man is offline
 
Join Date: Jan 2002
Location: North of the ATL.
State: Georgia
Professional Status: Certified General Appraiser
Posts: 15,335
Default

Since I just finished watching Penn & Teller Tell a Lie...
Protect your photos at all cost!!! It's in USPAP! Or is it? Maybe do a Google search?? Hint...you won't find it. Nothing in USPAP about photos or inspecting.
  #4  
Old 11-02-2011, 10:14 PM
spgray65 spgray65 is offline
 
Join Date: Dec 2008
Location: San Francisco Bay Area
State: California
Professional Status: Certified Residential Appraiser
Posts: 190
Default

Quote:
Originally Posted by David Sawyer View Post
Have you ever taken a picture and for some unknown reason not turned out quite right. Or have you forgotten a bath photo or a rear photo...
Yes I have, and I've always gone back out to take the photo myself. I simply won't trust anyone that much to email me a photo.

That said, the guy asking for my rear photo (well, not MY rear photo, the houses rear photo) isn't my client and isn't the borrower.

I want to help him but my gut is telling me to tell him no.

Do the photos I take during the course of my inspection belong to me or to the client? Or both? If he got the client/lender to send me a letter saying it's OK with them, then I would. But by the time he got that to happen he could go take the photo himself.
__________________
Steven P. Gray | Next Appraisal | San Leandro, CA
  #5  
Old 11-02-2011, 10:22 PM
Ariba's Avatar
Ariba Ariba is offline
 
Join Date: Feb 2004
Location: Colorado
State: Colorado
Professional Status: Certified Residential Appraiser
Posts: 2,444
Default

Tell him to get a copy of the appraisal from the lender and he will have all the pictures you have included in the appraisal. Problem solved!
  #6  
Old 11-02-2011, 10:25 PM
spgray65 spgray65 is offline
 
Join Date: Dec 2008
Location: San Francisco Bay Area
State: California
Professional Status: Certified Residential Appraiser
Posts: 190
Default

Quote:
Originally Posted by Ron Seylhouwer View Post
Tell him to get a copy of the appraisal from the lender and he will have all the pictures you have included in the appraisal. Problem solved!
It's a purchase appraisal and he's the owner (off site landlord), not the borrower, so he won't get a copy.
__________________
Steven P. Gray | Next Appraisal | San Leandro, CA
  #7  
Old 11-02-2011, 10:25 PM
DeAnna Coley DeAnna Coley is offline
 
Join Date: Feb 2007
Location: Oklahoma
State: Oklahoma
Professional Status: Certified Residential Appraiser
Posts: 118
Default

DONT SEND IT!!
1)He was NOT your client
2)The purpose of the appraisal was for a purchase so the borrower is the one who the Lender would provide a copy to NOT the Seller.
3)He is trying to obtain from you what he is probably being denied by the Lender/Borrower for whatever reason, who cares-stay away from involving yourself.
4)The pictures belong to who took them-YOU......The Lender is not dumb enough to put it in writing telling you to release them to the Seller, he has no relationship with Lender!

Last edited by DeAnna Coley : 11-02-2011 at 10:31 PM.
  #8  
Old 11-02-2011, 10:30 PM
spgray65 spgray65 is offline
 
Join Date: Dec 2008
Location: San Francisco Bay Area
State: California
Professional Status: Certified Residential Appraiser
Posts: 190
Default

Quote:
Originally Posted by DeAnna Coley View Post
DONT SEND IT!!
1)He was NOT your client
2)The purpose of the appraisal was for a purchase so the borrower is the one who the Lender would provide a copy to NOT the Seller
3)He is trying to obtain from you what he is probably being denied by the Lender/Borrower for whatever reason, who cares-stay away from involving yourself.
4)The pictures belong to who took them-YOU
Thanks, that was what my gut was telling me too.
__________________
Steven P. Gray | Next Appraisal | San Leandro, CA
  #9  
Old 11-02-2011, 10:31 PM
Michigan CG's Avatar
Michigan CG Michigan CG is offline
 
Join Date: Nov 2006
State: Michigan
Professional Status: Certified General Appraiser
Posts: 17,259
Default

It is an exterior photo and does not give him the opinion of value or anything else confidential.

Be a nice guy and send him the photo.
__________________
You do not know what you do not know.
  #10  
Old 11-02-2011, 10:44 PM
Mountain Man's Avatar
Mountain Man Mountain Man is offline
 
Join Date: Jan 2002
Location: North of the ATL.
State: Georgia
Professional Status: Certified General Appraiser
Posts: 15,335
Default

Quote:
Originally Posted by Michigan CG View Post
It is an exterior photo and does not give him the opinion of value or anything else confidential.

Be a nice guy and send him the photo.
Maybe my sarcasm missed the point Michigan is making.... send the dang photo. You may win over another future client/customer. So darn many are scared of their own shadow on this forum for fear of breaking some confidentially rule that doesn't exist. Hell, send me the address, I'll give them a rear photo from Bing, or pay a local college kid working for CoStar to take the pic. Then *I* might win a future client. If it's of public records or is visible from public airspace, what's the big feggin' deal!!!???
Sponsored Links

Closed Thread


Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump




Copyright © 2000-, AppraisersForum.com, All Rights Reserved
     Terms of Use  Privacy Policy
AppraisersForum.com is proudly hosted by the folks at AppraiserSites.com

Fastest Way to Find a Real Estate Appraiser Enter Zip Code:
Partner Sites:
AppraiserUSA.com - National Appraiser Directory AllDomainsUSA.com - Domain Name Registration
DeadbeatListings.com - Deadbeat ListingsAppraiserSites.com - Web Hosting for the Professional Real Estate Appraiser
Find FHA Appraisers - FHA Appraiser Search Commercial Appraisers - Commercial Appraiser Search
Relocation Appraisal - Find Relocation Appraisers Domain Reseller - Business Opportunity
Home Security Buzz - Home Security Info Radon Testing - Radon Gas Info
My Medicare Forum - Medicare Info Stop Smoking Help - Help Quitting Smoking
CordlessPhoneStore.com - Great Cordless Phones AndroidTabletCity.com - Android Tablet Computers

Follow AppraisersForum.com:          Find us on Facebook            Follow us on Twitter


All times are GMT -5. The time now is 06:54 PM.

SiteMap: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93