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  #1  
Old 09-11-2012, 03:07 PM
Vermonter Vermonter is offline
 
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Default Fema unmapped area and UAD

Area for my subject is unmapped. My client is concerned that it won't get thru UAD because the special hazard area isn't checked and there's no map date. I've run into it before, but that was pre-UAD and nobody ever questioned it.

What do you do in this situation?
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Old 09-11-2012, 03:10 PM
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If it is unmapped, then it isn't a designated fema flood hazard. Mark no and explain.
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Old 09-11-2012, 03:24 PM
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If it is unmapped, then it isn't a designated fema flood hazard. Mark no and explain.
That's not really an accurate statement. If it's unmapped than it's flood zone status is undetermined. And that's what I say in my reports when the property turns up in an unmapped area.
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Old 09-11-2012, 03:37 PM
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When the address search feature on the FEMA website comes up empty I use the Map Search feature and zoom in on my subject property that way - so far it's always been in a labeled map zone. Since there's no map to look at, it's a safe assumption that it's not in a flood zone. As for the map date, you can then enter the map panel ID number on the main page and usually get a date.
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Old 09-11-2012, 03:40 PM
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If it's unmapped than it's flood zone status is undetermined. And that's what I say in my reports when the property turns up in an unmapped area.
So, you are saying that it is not a determined/designated flood zone status I say the same thing in my reports.
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Old 09-11-2012, 03:41 PM
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Sid Holderly Sid Holderly is offline
 
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There are 8 flood maps for my county and none of the towns in the county are flood mapped. Even 1 township is not mapped. I generally put is the number of the surrounding map from which the town is excluded and put an explanation in the addenda.

A FEMA address search returns "Unmapped_XXXXXX" Listing the Community ID number.
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Old 09-11-2012, 03:52 PM
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So, you are saying that it is not a determined/designated flood zone status I say the same thing in my reports.
No, I'm saying the flood zone status is undetermined. It could still be subject to flooding.

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Zone D Areas with possible but undetermined flood hazards. No flood hazard analysis has been conducted. Flood insurance rates are commensurate with the uncertainty of the flood risk.
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Old 09-11-2012, 03:54 PM
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Back in the day when we used paper flood maps ordered from FEMA, some areas did not have a map. Invariably they were referenced as having NSFHA--no special flood hazard areas. The area was mapped but no map was printed as there was nothing to show.
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Old 09-11-2012, 04:00 PM
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No, I'm saying the flood zone status is undetermined. It could still be subject to flooding.

That's what I said. I never stated it wasn't subject to flooding....it has not been determined/designated as a flood zone.

I think the girls in the office are getting to you.
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Old 09-11-2012, 04:03 PM
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That's what I said. I never stated it wasn't subject to flooding....it has not been determined/designated as a flood zone.

I think the girls in the office are getting to you.
Well, there he goes again. Don't say more than what FEMA says about zone D.

Most of the gals in the office are older than me. But that 28-year old...
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