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Old 09-15-2004, 12:55 PM
Lee McClish's Avatar
Lee McClish Lee McClish is offline
 
Join Date: May 2003
Location: Kalamzoo, MI
State: Michigan
Professional Status: Certified General Appraiser
Posts: 98
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Hello everyone,

I was just looking for a new E & O Insurance policy and was wondering who might good to use? Names, numbers, experiences or customer service comments are what I'm looking for. Thanks for any information that can be provided!
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Old 09-15-2004, 01:09 PM
Randy Beigh Randy Beigh is offline
 
Join Date: Jan 2002
Location: Spokane,WA

Posts: 3,334
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Taken from http://appraisaltoday.com/


E&O insurance providers (Note - this is only a partial list. The June, 2004 issue of Appraisal Today will have a full list. )

CRES Insurance Services, Inc - www.cresinsurance.com
J. A. Price
Hobbs Group
Foundation of Real Estate Appraisers (membership required)
Liability Insurance Administrators
OREP (membership required)
Intercorp, Inc. - www.intercorpinc.net
  #3  
Old 09-15-2004, 01:12 PM
Lee McClish's Avatar
Lee McClish Lee McClish is offline
 
Join Date: May 2003
Location: Kalamzoo, MI
State: Michigan
Professional Status: Certified General Appraiser
Posts: 98
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Thanks a ton Randy!
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Old 09-15-2004, 02:09 PM
Thomas Fiehler Thomas Fiehler is offline
 
Join Date: Jun 2003
Location: Cincinnati,OH
State: Ohio
Professional Status: Certified General Appraiser
Posts: 3,348
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Lee-Make sure you read the coverage. Numerous providers do not cover review work, so if you do any you might need a different company.
  #5  
Old 09-15-2004, 02:20 PM
Ross (CO) Ross (CO) is offline
 
Join Date: Jan 2002
Location: Colorado Springs
State: Colorado
Professional Status: Certified Residential Appraiser
Posts: 4,154
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I opted for the one on Randy's list located in Santa Barbara. You will really have to do your own research and weigh the same considerations of coverage limits, annual premiums, deductables, availability of a staff person to field even the most simple and innocent of questions you might have (without worrying that by just asking they will place a red tick-mark next to your name and raise your premium the next year).....and then go about the rest of your years of appraising with the intention that your standard operating procedures will NEVER find you calling them to avail their assistance !

Get some protection, perform diligently, limit all sources or reasons to affiliate with unscrupulous clients, and ..... always have your car idling in the driveway (just kidding). When you do have coverage do not advertise that fact to the world. Let that be the last thing you reveal when sharing bio-data with a (new) client, and only when or if they directly ask whether you have it. Many adhere to the advice to black-out the total $-coverage limit and the annual $-premium from any certification letter documenting that you are covered. They do NOT need to know those things.
  #6  
Old 09-15-2004, 07:31 PM
Vic Stanionis Vic Stanionis is offline
 
Join Date: Oct 2003
Location: New York
State: New York
Professional Status: Certified Residential Appraiser
Posts: 93
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Does anyone belong to this benefit/medical/insurance plan I found on National Association of Realtors website.

There was a link to a benefits plans with Organization of Real Estate Professionals (OREP). They also offer continuing education discounts, e & o insurance, database/software discounts, etc.

I would like to know if anyone has joined that is on Appraiser Forum and how is the plan if they could share their experience with us. Has anyone heard or it and how it compares (its in our blood) to other medical/insurance plans out there?

Thanks in advance.
Vic
  #7  
Old 09-18-2004, 12:03 PM
David Brauner David Brauner is offline
 
Join Date: May 2002
Location: San Diego, CA
State: California
Professional Status: General Public
Posts: 54
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Hello all. David Brauner from OREP/Working RE Magazine. Just a bit of clarification: membership is not required. Benefits are free if you purchase insurance. There is a small service fee, which every insurer has - whether it's obvious or not.

Check out our package!
David
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