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Old 09-16-2004, 04:41 PM
Pamela Crowley (Florida)'s Avatar
Pamela Crowley (Florida) Pamela Crowley (Florida) is offline
Join Date: Jan 2002
Location: Wherever We Are Parked
State: Florida
Professional Status: Retired Appraiser
Posts: 25,254

How about a before and after appraisal?

How much additional value would be found because it survived?

All that is necessary for the triumph of evil is that good men/women do nothing.
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Old 09-16-2004, 04:47 PM
Jerry Still's Avatar
Jerry Still Jerry Still is offline
Join Date: Sep 2002
Location: Fort Myers/Cape Coral
State: Florida
Professional Status: Certified Residential Appraiser
Posts: 1,007

I want one of those. I wonder how many appraisals it costs?

I think its now time to man the life boats.
Old 09-16-2004, 06:25 PM
Daniel Williams Daniel Williams is offline
Join Date: Jan 2002
Location: Illinois
State: Illinois
Professional Status: Appraiser Trainee
Posts: 1,013

Its A Monolithic Dome....

My Brother and I are doing a construction apprasal and Draw inspections on one (smaller single family) being built just north of springfield Illlnois....bizzar....I like it...he dosn't even come close to "liking it"....

We are using ANYTHING else bizzar we can berms....a frames....geodomes.


dsw in BFE

edited for spelling
Old 09-16-2004, 08:17 PM
Richard Carlsen's Avatar
Richard Carlsen Richard Carlsen is offline
Join Date: Jan 2002
Location: Tip of the Mitt: Northern Michigan
State: Michigan
Professional Status: Licensed Appraiser
Posts: 8,372

Judy's folks are waiting to hear of the condition of their 12th floor condo in Phoenix East in Orange Beach (8 miles east of Gulf Shores, Alabama). They sold their 3rd floor condo and bought this 12th floor unit just before leaving for Michigan in the spring.

Word is that everything down there suffered damage.
Now it's time to go fishing and ride the bike........
Old 09-16-2004, 08:37 PM
Steve Wyrick's Avatar
Steve Wyrick Steve Wyrick is offline
Join Date: Aug 2003
Location: Kings County, Lemoore, California
State: California
Professional Status: Certified General Appraiser
Posts: 942

Good story and good home design.

Flood insurance is required throughout the US in flood prone areas. Why isn't hurricane insurance required in those areas prone to damage, it seems to me like Mr. Sigler has found a design that could be hurricane proof and thus would not have to pay for coverage. While others would. As it stands now the taxpayer will foot the bill in total to rebuild the damaged areas, at least with a insurance program some cost would be borne by those who choose to live in the those areas.
Old 09-16-2004, 08:48 PM
jay trotta's Avatar
jay trotta jay trotta is offline
Join Date: Feb 2004
Location: Snowglobe
State: Connecticut
Professional Status: Certified Residential Appraiser
Posts: 6,387

Steve; maybe I'm not understanding corretly, but how does the "taxpayer" become responsible for someone's private home :question:

homeowners insurance is "per occurance"; Flood Insurance is for Flooding; you need to Read the "Perils" coverage portion of your policy.

I'm still baffled by how the "taxpayer" is responsible for private homes

the road of life is always under construction
Old 09-16-2004, 09:28 PM
Non Sequitur's Avatar
Non Sequitur Non Sequitur is offline
Join Date: Feb 2002
Location: Swamp Land
State: Louisiana
Professional Status: Certified Residential Appraiser
Posts: 7,649

Originally posted by jay trotta@Sep 16 2004, 06:48 PM
I'm still baffled by how the "taxpayer" is responsible for private homes
They aren't. If you don't have flood and/or hazard insurance, you'll maybe get a small grant from FEMA. Other than that you're SOL.

Oh and Steve, flood insurance isn't "required" and there ain't such a thing as "hurricane" insurance. Now if you're in a flood zone, your lender may require a policy, and that same lender more than likely will also require a plain old hazard policy.
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Old 09-16-2004, 10:08 PM
Karl Karl is offline
Join Date: Jan 2002
Location: Arizona City AZ
State: Arizona
Professional Status: Licensed Appraiser
Posts: 7,602

Those of us NOT directly affected by the Hurricans ARE paying for the Damage thru higher homeowner premiums Government is PAYING a Great deal of the Cost & Government gets money from WHERE???? _______________ EVERYTHING U buy has a COUPLE penies added to it to cover the added Insurance & Tax Premiums needed by WHATEVER commonity served.

Taslk to the LEGAL builders ask how much there Insurance premiums went up this year??
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