I have a FHA report with one dead on comp in the same S/D on the same street @ $213k within last 12 months. This is the only sale within S/D within 12 months sale date was 10/16/02 almost a year ago. Time adjustment? Comp#2 within 1 mile radius good comp @$237,900 04/15/03. Comp#3 okay $224k. My questions #1 The subject is similar to the [email protected], Iwould not personally want to pay more than 213k. Most lenders/investors do not want appraisals over the highest sale within the same S/D .At what point does the sales go up? You eventually have to go over that high sale and I know that as long as I support my value/opinion, I should be okay. But still I would not want to pay over 213k and I have had appraisals conditioned for the same reason and then the lender still would only loan on the high most similar sale within the same S/D. The contract price $229k my opinion 220k, I know there are other factors to consider, but I just wanted to get the forums opinion because this has happened a lot in the past. I have had other appraisers ask me the same questions. IF YOU OR NOT SUPPOSE TO GO OVER THE HIGH SALE OR WHEN YOU DO IT RAISES A RED FLAG; HOW DOES THE HIGH SALE BECOME THE HIGH SALE? I hope I made since or that you guys/girls understand this scenario/assignment.