Guys, lets not mince words here. If the property has been listed within the past year, you should mention it in the report. Yes, the URAR says "current", but in all reality, don't you think it is a pertinent fact that should be disclosed in the report? If say, the property was listed for $95,000, but you appraised it for $110,000. Don't you think that would throw a red flag up under review. Now, if your comparable sales support $110,000 and you did not avoid more similar sales, then you can defend your value easily. But, if you appraised a number instead of the property, then the listing may come back to haunt you. After all, wouldn't you be suspicious if you were reviewing an appraisal on a property for $110,000 and you saw it was listed for six months or a year up until the month before the appraisal and did not sell. It is common practice in the current market for people to give up on selling their home and just re-finance because they could not sell. So, then the loan officer tells them to take it off the market and don't worry "we can get an appraisal for over $20,000 more than you listed it for." If it was really worth over $20,000 more than the list price, it would have sold in record time. Don't let one word (current) get in the way of doing a proper job of reporting. If you have nothing to hide, there is nothing to hide. My opinion, appraisers who don't want to report a previous listing are trying to cover their inflated appraisal. Cynical, yes. Review a few appraisals and you will be just as cynical.
Give them what they want and start disclosing previous listings. Or don't and get ready for heavy explaining under review.