Appliances

[Vegan702]

With the increased foreclosures in the area when people leave they are taking all the appliances including the stoves. Would this be a condition to have a stove installed as it is customary to leave the stoves in the homes when you move?

 

[Greg Bell]

No .. appliances are personal..except if they are built in..Air conditioning units must be replaced if they were removed(Not window) .Air conditioning is generally not an FHA requirement..

 

[BRCJR]

I think you must have a permenant source for preparing food for the dwelling to be acceptable for FHA.

Will not swear to this and do not have time to check handbook as I am out the door after this post.

 

[Wm. Hattaway]

According to the FHA course I took last month in Tampa that was given by the Atlanta Resource Center, Greg Bell is correct. Furthermore A/C is not required but a heat source is unless it is in South Florida.

 

[G-man]

I would not condition an FHA appraisal for appliances, as they would be considered personal property. I would mention, if it is a newer home where appliances are typically included in the sale, that this may be a marketability issue.
I have seen REO properties where the prior owners have left the fridge, microwave (not built in), washer & dryer. And these were in a home less than ten years old. New buyers got a STEAL on this property.