Our State Board of Realtors (I call them real estate salesmen, not realtors or real estate agents just to give them the needle) just mailed out an opinion that it was okay for them to do BPO's for a fee if in 'the normal course of business'. All these AMC's and huge mortgage companies are now advertising BPO's as one of their appraisal products. FNMA and FreddieMac/Homesteps are ordering BPO's on foreclosures. Some mortgage companies are using BPO's for PMI removal. Wasn't the whole purpose of appraisal licensing, FIRREA, and the whole S & L bailout to get these stumbling, bumbling idiots out of the appraisal profession?