Since December of 1994, the lender has been required to provide a copy of a residential appraisal to a borrower if the borrower pays for it and requests it within a reasonable time. A notice to that effect is supposed to be given to the borrower at the time of the application.
I discovered that many lenders were providing only a copy of the URAR and not all the addenda, so I added a line to the reconciliation above my signature that "This report is invalid without all of the attached addenda numbering # pages."
I also added a new limiting condition that said, " This report has been prepared for my client (name) with whom Professional Standards require me to maintain a very strict confidentiality. If my client will provide written permission, I will consult with others for a prearranged consultation fee, to be paid at the time of the consultation."
Guees what? I never got a call. Anyone may use this statement if you think it worthwhile.