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Fannie Mae/FHA Driveway And Garage Storage Question

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Wayne Henry

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Maryland
Fannie Mae/FHA driveway and garage storage question

The question that I came across after using Freeappraisalreview website and compared my appraisal report to my peers. If you have a 1 car garage and say it is built into the home is it implied that there is a driveway or does Fannie Mae want us to also state there is a driveway. I was under the understanding that a driveway was implied and the correct way to relay this data would be 1gbi not 1gbi1dw on the UAD form. The dataset 1gbi1dw would relay to the reader that there is a 1 car built in garage with a driveway on the side of the garage that has independent access to and from the house. Wouldn't the correct way to relay the data be 1gbi even if there is a driveway in front of the 1 car built in garage because only one car could truly utilize the garage space. It is understood that if you have a very long driveway that you should not say it is a 5dw (5 car driveway) because we are not considering the access to and from the driveway and not the storage so it should be 1dw. So since this is understood then why doesn't this stand for the garage storage as well. You can only utilize a garage via a driveway so why would it be counted in the description unless it is independent access.
 

Mr Rex

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Jan 12, 2004
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Certified Residential Appraiser
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North Carolina
It is not implied.

Car Storage, Driveway, Garage, Carport The appraiser must indicate whether the subject property has a driveway, garage, and/or carport, or has no car storage. If the subject property has a driveway, garage, and/or carport, the appraiser must enter the number of spaces for each type of car storage; if none, enter the numeral zero (0). Reporting Format: Car Storage Types – Checkbox(es) designated with an ‘x’ # of Cars - Numeric to 2 digits, whole numbers only
 

timd354

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Jan 11, 2008
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Maryland
You can only utilize a garage via a driveway.
There are garages that are built right on the property line (especially in large cities like Baltimore) facing an alley which do not have any driveway whatsoever or only a small driveway a few feet long that is not large enough to park a car in.

latest

Alley_grading_issue__water_in_garage__927_W._Lawrence__Dec._9__2012.jpg
 

Wayne Henry

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Nov 17, 2003
Professional Status
Certified Residential Appraiser
State
Maryland
There are garages that are built right on the property line (especially in large cities like Baltimore) facing an alley which do not have any driveway whatsoever or only a small driveway a few feet long that is not large enough to park a car in.

Yes, this was part of the discussion when wondering about this. I always put the driveway and garage but I started wondering today if that was the correct way to go about doing this because of the storage versus utilization issue.

FHA appendix D 4150.2 states

Driveway # of Cars • If applicable, mark this box and enter the number of cars that can be parked. A single lane driveway is considered to be a one-car driveway. It would be considered a two car driveway if either car can be moved without disturbing the other.

I also have 4000.1 but did not see anything there regarding driveway access.
 

Mr Rex

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Read the UAD protocol I posted carefully. If there is a driveway, indicate how many spaces, if there is a garage, how many spaces. The language is quite clear, especially given Fannies history of mealy mouthed double speak (concessions etc)
 

BRCJR

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Virginia
No comment on the garage/drive question...

Are you divulging confidential information via a website you upload an appraisal for review?

Who gets the information and what do they do with it after their computer review is completed?
 

Wayne Henry

Thread Starter
Junior Member
Joined
Nov 17, 2003
Professional Status
Certified Residential Appraiser
State
Maryland
No comment on the garage/drive question...

Are you divulging confidential information via a website you upload an appraisal for review?

Who gets the information and what do they do with it after their computer review is completed?

Can we stick to the original question at hand or not reply? just looking for my colleagues opinion not looking for a 3rd degree on a forum.
 

Mike Kennedy

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Sep 28, 2003
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Certified Residential Appraiser
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New York

Wm. Hattaway

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Mar 18, 2006
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Certified Residential Appraiser
State
Florida
Perhaps and I'm not understanding your question properly. In the improvements section on page 1 it asks if there is a driveway and the number of cars it can hold. It also asks the driveway's type of surface. So if there is no driveway this would be the section that would let the client know.
 

BRCJR

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Sep 20, 2005
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Licensed Appraiser
State
Virginia
Can we stick to the original question at hand or not reply? just looking for my colleagues opinion not looking for a 3rd degree on a forum.



Sorry for offending you. Yes, my questions were off topic and pointed.

I still stand by my point, Appraisers should think about uploading an appraisal to that website without proper permission to do so.
 
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