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FHA Converted Garage

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Thread Starter
Freshman Member
Jul 18, 2008
Professional Status
Appraiser Trainee
I did a few FHA with converted garage into guest unit. The last one I did I called it out to convert back. Apparently another appraiser did the same appraisal through Landsafe and didn't call it out for repair. I am still unclear if this meets HUD minimum critera. Any suggestions.

Mike Kennedy

Elite Member
Sep 28, 2003
Professional Status
Certified Residential Appraiser
New York
Suggest consulting with your supervisor and together research the HUD handbook.


Page D-21

Zoning Compliance​
• Determine whether the current use is in compliance with the zoning ordinances. Mark whether it is Legal, Legal Non-Conforming (Grandfathered Use), No Zoning, or Illegal Use.
• If the existing property does not comply with all of the current zoning regulations (use, lot size, improvement size, off street parking, etc.) but is accepted by the local zoning authority, enter "Legal Non-Conforming" and provide a brief explanation.​
• If the use is not legal, the property is not eligible for FHA mortgage insurance.
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