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FHA Is Encouraging Excessive Ltvs

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Elite Member
Jan 22, 2002
Professional Status
Certified General Appraiser
Well, FHA through it's Title 1 program is effectively encouraging loans that will cumulatively exceed the total value of the home. These easy-to-get loans can help you replace your roof, etc., but they'll give them to you even if you're at 100% of value. You're upside down with a 10-12% second loan. Didn't the Associates do this?

Someone tell me that this is a good idea. Well?

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