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FHA loan non owner occupied.

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terr

Freshman Member
Joined
Jan 29, 2002
Professional Status
Certified Residential Appraiser
State
Wisconsin
Does FHA do refi loans on nonowner occupied SFR?

any special additional appraisal forms documentation required?

Thanks
 

Pamela Clouse

Freshman Member
Joined
Oct 29, 2002
Professional Status
Banking/Mortgage Industry
State
New Jersey
FHA does allow streamline refinances (FHA to FHA) of non-owner occupied properties, but no appraisal is required. I'd think if you've been asked to do an appraisal for a transaction of this nature, it's may be that the lender is unfamiliar with these refis.
 

Ted Martin

Senior Member
Joined
Jan 17, 2002
Professional Status
Certified General Appraiser
State
Kansas
You might want to call your HOC tech support and tell them the situation.
 

larryhaskell

Senior Member
Joined
Apr 23, 2002
Professional Status
Certified General Appraiser
State
Nevada
You can do it on a 2-4 property providing the owner lives in one of the units.
 
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