• Welcome to AppraisersForum.com, the premier online  community for the discussion of real estate appraisal. Register a free account to be able to post and unlock additional forums and features.

FHA Re-inspection

Status
Not open for further replies.

bpi304

Freshman Member
Joined
Aug 20, 2007
Professional Status
Licensed Appraiser
State
Arizona
I have a question that I believe I already know the answer to; however, I would like to double-check with the forum.

I shot down a final inspection due to some unpainted wood trim. The lender is now asking me if I will certify the repairs complete if they send me pictures of the painted wood trim (just two 2x4's on the patio). Can I accept the photos or do I need to physically inspect?

thank you!
 

Mr Rex

Elite Member
Joined
Jan 12, 2004
Professional Status
Certified Residential Appraiser
State
North Carolina
Spidey sense says....?
 

GA Benny

Junior Member
Joined
Oct 19, 2007
Professional Status
Certified Residential Appraiser
State
Georgia
Nope.

Here is the certification on the 1004D:
I certify that I have performed a visual inspection of the subject property to determine if the conditions or requirements stated in the original appraisal have been satisfied.
 

bpi304

Freshman Member
Joined
Aug 20, 2007
Professional Status
Licensed Appraiser
State
Arizona
Nope.

Here is the certification on the 1004D:
I certify that I have performed a visual inspection of the subject property to determine if the conditions or requirements stated in the original appraisal have been satisfied.


Duh!! I don't know why I made that harder than it needed to be. Thanks!

On a positive note, I just brushed-up on an hour of FHA/HUD requirements. Only fell asleep 2 times!
 

Tom D

Senior Member
Gold Supporting Member
Joined
May 22, 2015
Professional Status
Certified Residential Appraiser
State
Pennsylvania
(2) 'unpainted' 2x4's on the patio? do wood fences, or wood decks have to be painted? even if untreated.
 

S is for spittman

Senior Member
Joined
Oct 24, 2005
Professional Status
Certified Residential Appraiser
State
Texas
Was the wood rotted or have water damage? I would not have called for paint unless the deficiency affected safety or structural integrity.

(2) 'unpainted' 2x4's on the patio? do wood fences, or wood decks have to be painted? even if untreated.

No, but if wood had to be replaced due to rot or water damage or anywhere else on the outside of the home for that matter, how can you tell if the new wood is treated or not ... either paint or just take their word for it I guess.
 

JTip

Elite Member
Joined
Oct 12, 2004
Professional Status
Certified Residential Appraiser
State
Pennsylvania
You will never become a Certified Residential Appraiser if you do......
 

CANative

Elite Member
Joined
Jun 18, 2003
Professional Status
Retired Appraiser
State
California
I'm glad we got this one figured out.

rocket science 2.jpg
 

Tony V

Elite Member
Joined
Mar 29, 2005
Professional Status
Certified Residential Appraiser
State
New York
You will never become a Certified Residential Appraiser if you do......

If its FHA wouldn't he/she have to be certified??
 
Status
Not open for further replies.
Find a Real Estate Appraiser - Enter Zip Code

Copyright © 2000-, AppraisersForum.com, All Rights Reserved
AppraisersForum.com is proudly hosted by the folks at
AppraiserSites.com
Top

AdBlock Detected

We get it, advertisements are annoying!

Sure, ad-blocking software does a great job at blocking ads, but it also blocks useful features of our website. For the best site experience please disable your AdBlocker.

I've Disabled AdBlock
No Thanks