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FHA roof question

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Aletheia

Freshman Member
Joined
Feb 29, 2008
Professional Status
Licensed Appraiser
State
Indiana
The subject has a small section that has a flat roof, does this require an inspection. Thanks
 

Aletheia

Freshman Member
Joined
Feb 29, 2008
Professional Status
Licensed Appraiser
State
Indiana
Thank you for you reply, there are no apparent leaks or interior damage
 

Mike Boyd

Elite Member
Joined
Jan 18, 2002
Professional Status
Retired Appraiser
State
California
Then you do not have to call for an inspection.
 

Wyoming

Sophomore Member
Joined
Jun 10, 2006
Professional Status
Certified Residential Appraiser
State
Wyoming
I second Mike's opinion.

However:

From 4905.1

"2-12 ROOF COVERING must prevent entrance of moisture and provide
reasonable future utility, durability and economy of
maintenance. When reroofing is needed for a defective
roof, already consisting of three layers of shingles, all
old shingles must be removed prior to re-roofing."

If water is pooling in that flat area, it could be said that it may not provide "reasonable future utility" even if it's not currently leaking.

Also, this is from a FHA class I took:

"It's your job to make the call on the condition of the
roof. This is also true for flat roofs. HUD no longer requires a certification on a flat
roof unless the appraiser observes associated problems within the interior of the
dwelling (e.g., water stains on the ceiling)."
 
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