- Aug 7, 2006
- Professional Status
- Certified Residential Appraiser
I am doing an appraisal for an FHA insured loan and have questions regarding the well and septic requirements. The subject was built in 1898 and I have no idea how old the current well and septic tank are. I located what I believed to be the well and the septic drain field in the back yard and they appear to meet FHA's distance requirement of being 100' from each other. During the inspection I noticed standing water about 10' from the FRONT door. When I asked the homeowner, she said that was where the well was located and it puddled with water every time they had a significant rainfall. She also said at times the rainfall would affect the workability of her plumbing. I had assumed the well was below the pump house in the backyard, but could it be in her front yard where she said? Even if the borrower was incorrect regarding the location of the well, should I condition the appraisal subject to an inspection by a local health authority or professional to determine the viability of the system. Thanks ahead of time for your help. I think the age of the home has me worried on this one.