- Joined
- Apr 23, 2002
- Professional Status
- Certified General Appraiser
- State
- Nevada
I have an FHA ? but I'm posting it here because there is a sense of urgency on the part the lender, etc., etc., etc. I inspected a house that has a non-permitted garage conversion to a second living unit. It is highly unlikely that a permit would have been given per the local zoning authority. I have talked to an underwriter about this issue and she faxed me a page of what looks like a HUD document discussing non-permitted structures. She highlighted the part that addresses patios and slabs for sheds but ignored the part about converted garages to additional living areas and that if this is not a legal use HUD won't insure the property. I have searched through 4150.2 on All Regs but didn't find this particular page. Can anyone direct me to the appropriate document where non-permitted structures is located? I did a search on All Regs in the FHA section for non-permitted structures and had no hits. Thanks in advance for any help.