We have a case here, where a Mortgage Co has turned an Appraiser in to the Board, because regardless of what they put for an Estimated value he hit it or was slightly over everytime. Questions were raised when they started putting Page 2 side by side & seeing same comps having different info depending on what was needed. REMEMBER this is the MORTGAGE Co that had probablly asked this guy for a FAVOR more than once. I'm betting that this was discovered during an AUDIT, not just a mortgage Co having a concern for the buyer's well being. Just something to think about while that Loan Officer is asking for that little extra.