Leon Stewart - I'm glad you did not take my wager

[TEL2002]

Leon, I commented about the Ohio Revised Code and you gave a good response, then I said would you like to puyt a wager on me winning.

This coming Tuesday is my Small Claims Court day. Last night I check online court records and found that the woman I am taking to court for not paying me has her name or aka listed 76 different court cases in her county (most were civil, but a couple were criminal). Talk about a frequent flyer. I suspect I will never collect a dime from her and if I put a lien on the two pieces of garbage housing she owns, I will be at end of a long list of lien holders. My only hope is that I win the case and then can collect from the State bond.

Here is an interesting question...How in the world can a person with this kind of track record ever become a loan officer?????

Wish me luck...next time COD.......

 

[Ray Ohler]

Most of the states are the same. Every city, state and federal government worker is "too busy" to check anything. I assume the criminal complaints were for dismeanors. With the civil suits, even if there was criminal activity, no one turns it in because they figure they'll NEVER get their money then. Guess what? They'll more than likely NEVER get their money anyway. My advice: Print out the dockets, send a letter to the state Attorney General's Office explaining that you got robbed. Make 5 copies of your letter and dockets and send one in every other month. In a lot of states the individual loan officer does not need to be licensed. Hell, probably 25% of the mortgage brokers out there these days aren't licensed.

 

[David Mullen]

Do you have a "mad dog" TV reporter in your area?

If so, they might like to attend the small claims action or confront her at her place of business after she loses.

No doubt she will not even show up and you will win by default.

I like the idea of pursuing a fraud action. It is obvious that she is more than a deadbeat.

 

[TEL2002]

Interestingly enough, the BBB complaint I filed has also drawn no response from the deadbeat. I just got a letter a couple of days ago from the BBB that they have given up on her, but are forwarding my complaint to the Ohio Attorney Generals office.

Dave, I do believe I will follow this up with the State AG as well. This person is in a sense a predator.

 

[Rick Hess]

Leon, is there a previous thread I can follow? Sounds like an interesting case, and something a newbie should be aware of.

Thanks

Brick

 

[Farm Gal]

Brick:

Previous thread I beleive was:
http://www.appraisersforum.com/forums/view...highlight=#8110

(You got me curious)

BTW a fairly easy way to pull up a posters prior posts is to hit the button at the bottom of their post labeled "profile" then in the next screen find the "find all posts by ...." button, and scroll down through that page to find the pertinent information...

OR use the search button at the top of the page

 

[JeffMann]

My father left me with some words of wisdom on this subject: “Your first loss is your cheapest.”

I have found this to be true. No matter how right you may be, the first lost is the cheapest.

Send letters and make complaints to any and all authorities you can, but, don’t spend any more money. Your time is best spent doing appraisals or watching TV.

Jeff

 

[Leon Stewart]

Brick:

This topic is not that interesting, TE is trying to make it so. All you have remember is when dealing with "Users of Appraisal Reports" who don't collect the Appraisal Fee up front from the borrower (Like a Major bank or Savings & Loan) you have to get paid at the door, and if you get paid by Check, don't mail the Report or give an oral until after the Check clears. Sometimes if the Value is not what they need, they will stop payment on the Check, and you will have to go through a lot of changes to try and get paid, and an Appraiser don't have that much of a Profit Margin to spend time as a collection agent.

leon