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Manufactured rental house?

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Freshman Member
May 26, 2008
Professional Status
Certified Residential Appraiser
I am doing an appraisal of a 2003 manufactured house on a permanent foundation which is the primary residence, situated on 5 acres. It also has a beat-up 1978 manufactured house not on a permanent foundation that is rented for $500/month. Does this meet HUD/FHA standards? Could it be a one unit property with accessory unit? Or could the rental house be given no value(as it isn't worth much as far as cost), and be a single unit property? This, of course, is what the lenders are trying to get me to do. I think that it should be a 2 unit property, and I suspect that is what HUD would think also, but I just wondered what others thought of this situation.
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