Yeah, but... only 'whimps' adhere to the ethics.
I'm just very tired.
Have an LO that keeps asking me to tell her what various properties are worth without ordering an appraisal this week. "I don't know. Could be somewhere between $10,000 and $500,000."
Had a Realtor ask me if I knew the difference between a purchase appraisal and a refinance appraisal. "There is no difference." He though I was an idiot since everyone knows the refi appraisal is always higher than the purchase appraisal.
Listened to a LO talking to borrowers while I'm doing the property observation. The son and daughter understand english, the parent/borrowers do not. LO tells them what they are going to borrow and that the appraisal will be $zzz,zzz. Huh? I don't know that yet, how did she????
Many more stories this week, but I'm going out to dinner now.